Getting Paid as a Digital Seller: IBAN, Bank Transfers and Records

Getting Paid as a Digital Seller: IBAN, Bank Transfers and Records

By the DAZIREL team · Updated: October 2026

Creating a digital product is only half of the journey; the other half is making sure your earnings reach you safely and on time. This guide explains getting paid as a digital seller: what an IBAN is, how monthly bank transfers work in the DAZIREL seller program, which mistakes delay payments and how to keep simple records. It is general information, not tax, legal or financial advice.

Quick answer: In the DAZIREL seller program, earnings are paid monthly by bank transfer to the IBAN you add in your seller portal. A Saudi IBAN has 24 characters: SA followed by 22 digits. The portal checks the format automatically and stores it securely. Keep a monthly record of your sales and transfers, and check your local tax authority for any obligations.

What is an IBAN?

An IBAN, or International Bank Account Number, is a standard format that identifies a bank account and helps transfers reach the right place. It starts with a two-letter country code, followed by check digits and the bank account details. The length differs from one country to another, which is why copying it exactly matters.

You can usually find your IBAN in your banking app, on your bank statement or by asking your branch. Many banks in Saudi Arabia, the UAE, Kuwait, Qatar, Bahrain and Oman display it on the account details screen.

The Saudi IBAN format

A Saudi IBAN is 24 characters long: the letters SA followed by 22 digits. When you add it in the DAZIREL seller portal, the format is checked automatically, so common errors such as a missing digit or an extra space are caught before they cause a problem.

How getting paid works in the DAZIREL seller program

  1. Register and complete your profile in the seller portal using your email.
  2. Add your IBAN in the payment details. The portal validates it and stores it securely. For your protection, the full number is never shown back to you in the portal after it is saved.
  3. Add products and sell. Each product is reviewed before it goes live. DAZIREL handles the listing, payment from buyers, automatic file delivery and marketing.
  4. Receive monthly transfers. Earnings are paid monthly by bank transfer to the IBAN on your account.

Joining is free with no fees and does not require a commercial registration. Supported seller countries are listed on the seller program page.

Common mistakes that delay payments

  • Typing the IBAN by hand from memory. Copy it from your banking app instead and review it once more.
  • Using an account in another person's name. Banks may check that the account holder matches the seller, so use an account in your own name.
  • Closing or changing a bank account without updating your details. Update your IBAN in the portal before the next payout.
  • Ignoring messages from your bank. Some banks ask for information about incoming transfers; respond promptly.

Protecting your banking details

Your IBAN is not a password, but it is still personal financial information. Share it only through official channels such as your seller portal, and never send it in reply to unexpected messages or calls asking you to "confirm" your account. Paying you only requires your IBAN, never your banking app password or one-time verification codes. If you receive a suspicious request, ignore it and check your details by logging in to the portal directly. Keep your email account secure with a strong password, since it is the key to your seller account.

Keeping simple financial records

Good records save you time and stress, whether for your own planning or for any official requirements in your country. You do not need complex accounting software to start; a simple spreadsheet updated once a month is often enough.

Record What to note
Sales Product, date and amount of each sale
Transfers Date and amount of each monthly payout
Bank fees Any fees your bank charges on incoming transfers
Expenses Design tools, fonts, software subscriptions
Documents Bank statements and receipts saved in one folder

Many sellers also find it helpful to use a separate bank account for their digital product income, which makes tracking easier.

A note on taxes

Tax rules differ between countries and depend on your personal situation. This article does not give tax advice. Check the official website of your local tax authority, whether in Saudi Arabia, the UAE, Egypt, Jordan or elsewhere, or speak with a qualified professional to understand what applies to you. Keeping clear records from the start makes any of these steps much easier.

Frequently asked questions

How often are earnings paid?

In the DAZIREL seller program, earnings are paid monthly by bank transfer to the IBAN on your seller account.

How do I know my Saudi IBAN is correct?

It should have 24 characters, starting with SA followed by 22 digits. Copy it from your banking app, and the seller portal will also check the format automatically.

Why can I not see my full IBAN in the portal?

For security, the full number is stored securely and is never shown back in the portal after you save it. If you need to change it, enter the new IBAN.

Do I have to pay tax on my digital product earnings?

That depends on the laws of your country and your situation. Check your local tax authority or a qualified advisor; this article is general information only.

Set up your payout details

Getting paid smoothly starts with accurate details. Log in to the seller portal to add your IBAN and your first product.